Lease vs Buy Calculator
Financial analysis to decide whether to lease or buy a vehicle.
Asset Information
VND
Buying Options
VND
%
VND
Leasing Options
VND
VND
Calculation Time: 11:34:23 18/02/2026
Simulation ID: CALC-LB-1771414463210
Lease vs Buy Analysis Report
The most cost-effective option is:
Buying
Saves you 163.134.506 ₫ in total costs
Results are estimates. Actual costs may vary based on terms, maintenance, and depreciation.
Total Lifecycle Cost
Buying Breakdown
Monthly Lease Payment18.801.819 ₫
Total Lifecycle Cost426.865.494 ₫
Leasing Breakdown
Monthly Lease Payment15.000.000 ₫
Total Lifecycle Cost590.000.000 ₫
Important Consideration
This analysis is based on financial aspects only. Leasing often limits mileage and requires the car to be in perfect condition when returned, while buying gives you full ownership and no usage limits.
Input Summary
Total Price800.000.000 ₫
Term (Months)36
Down Payment (Buy)200.000.000 ₫
Interest Rate (%)8%
This report is auto-generated by FinTools Professional. For informational purposes only.