Terms & Conditions

Last Updated: February 2026

1. Acceptance of Terms

By accessing and using FiMo, you agree to comply with all Terms and Conditions outlined here. If you do not agree, please discontinue using the platform immediately.

2. Service Description

FiMo provides mathematical simulation tools for personal financial planning. The platform does not provide any licensed investment advice, tax advice, or professional legal counsel. All calculations are for illustrative and academic purposes.

3. User Obligations

• Use tools for personal calculations and educational purposes only.
• If you choose to register, you are entirely responsible for the security of your password/magic links.
• Automated data scraping, exploiting loopholes, and DDoS attempts are strictly prohibited and will result in IP bans.

4. Intellectual Property

The design, source code, mathematical engines, logos, and UI components on FiMo are owned exclusively by us and are protected by international copyright laws. Unauthorized commercial reproduction of our tool interfaces is strictly forbidden.

5. Modifications to Terms

FiMo reserves the right to modify these terms at any time to remain compliant with the law and structural app changes. Major changes affecting your data rights will be notified explicitly.